Aeroplane Insurance

Specialist insurance for fixed-wing aircraft

Avcover provides aeroplane insurance for fixed-wing aircraft of all types—from recreational and ultralight planes to general aviation and owner-flown jets. Whether you fly for leisure, business, charter or training, we tailor your policy to match your aircraft, usage and risk profile.

With decades of experience across Australia’s aviation sector, we understand the complexities of aircraft ownership. We work closely with leading local and international insurers to arrange competitive, comprehensive cover for pilots, syndicates, flying schools and operators.

Aeroplane Insurance Tailored to Your Aircraft

The right cover depends on the aircraft you fly. From ultralights to pressurised twins, each type comes with its own risks, regulatory context and operating considerations.

We tailor policies based on make, model, usage, and pilot experience, backed by insurer partnerships that understand the aviation sector inside out.

RAA & Ultralight Aircraft Insurance

Designed for aircraft registered with Recreational Aviation Australia or classified as ultralights, this type of cover is ideal for private owners, recreational flyers and aviation clubs. RAA & ultralight aeroplane insurance can include:

  • RAA-registered and ultralight aircraft
  • Experimental, homebuilt and kit planes
  • Protection for shared ownership models
  • Cover for club use, pilot training or limited commercial applications
Fixed Wing GA Insurance

Our general aviation cover supports a wide range of piston and turbine aircraft, including owner-flown jets and fleet-operated aircraft. Suitable for:

  • Privately operated aircraft and syndicates
  • Charter and commercial operations
  • Flying schools and training providers
  • Turbine twins, pressurised cabins, and light jets

Each policy is structured to reflect the pilot’s qualifications, flight hours, storage, and maintenance schedules.

Cessna Insurance

Cessnas are some of the most widely flown aircraft in Australia, used across private, instructional and charter roles. Our Cessna-specific cover includes:

  • Cessna 150, 152, 172, 182 and 210 series
  • Caravan turboprops
  • Citation jets for business or personal use

We tailor policies around your specific model, use case and equipment fit-out.

Jet Insurance

Jet operations can present businesses with a range of challenges, from managing the risk of physical damage to ensuring compliance with stringent aviation regulations.

We work with leading insurers globally to craft bespoke policies that safeguard your jets and contribute to the resilience and success of your business.

Beechcraft Insurance

From twin-piston aircraft to corporate turboprops, Beechcraft models require well-structured protection that accounts for higher aircraft values and operational complexity.

  • Bonanza, Debonair and Musketeer aircraft
  • Baron series twin-piston aircraft
  • King Air turboprop fleet (including B200, C90, 350)

We work with you to manage liability exposure, finance requirements and operational risk.

Cirrus Insurance

Cirrus aircraft combine high performance with advanced safety features such as whole-airframe parachute systems. We provide tailored cover for:

  • SR20, SR22 and SR22T models
  • Vision Jet SF50
  • Privately owned and leased aircraft

Coverage reflects aircraft value, CAPS history, training requirements, and high-end avionics.

Diamond Insurance

Popular with flight schools and private pilots, Diamond aircraft are known for efficiency, durability and modern build quality. We arrange cover for:

  • DA20, DA40, DA42 and DA62 aircraft
  • Privately owned or university-operated fleets
  • Flight school lease arrangements and third-party maintenance

Policy terms can be adapted for syndicate ownership, student pilot cover and seasonal usage.

Charter Aircraft Insurance

Charter aircraft play a vital role in Australia by transporting people, freight, and essential services. Our Charter Aircraft Insurance is designed to cover:

  • Single- and twin-engine piston aircraft

  • Turboprop charter aircraft

  • Light and mid-size jets used for corporate or medical transport

We customise policies to match how you run your charter business, ensuring protection that keeps your operation moving.

What Your Aeroplane Insurance Can Cover

Aeroplane insurance is never one-size-fits-all. Your policy is shaped by your aircraft, how you fly it, and the level of risk involved. Depending on your needs, cover may include:

  • Hull cover – Protection against accidental loss or damage to the aircraft whether in the air, on the ground or during taxi.
  • Legal liability – Covers third-party bodily injury or property damage caused by the aircraft’s operation.
  • Passenger liability – Includes compensation for injuries to passengers travelling in your aircraft.
  • Optional extras – Additional protection for pilot liability, loss of use, hangar contents, avionics or spare parts.

At Avcover, we customise each policy to reflect aircraft value, operational hours, usage, storage conditions and pilot qualifications.

Why Choose Avcover?

  • Aviation-first focus – We specialise exclusively in aviation insurance, so you’re never explaining the basics. Our team understands your aircraft, your risks, and your world.
  • Access to specialist insurers – We deal directly with local and international underwriters who focus on aviation, securing terms that reflect real-world flying conditions and risks.
  • Experience that matters – Founded by aviation and aeroplane insurance expert Aaron Stephenson, Avcover combines industry knowledge with the backing of the PSC Insurance Group.
  • Fast, decisive claims support – When incidents occur, we act quickly to manage the process, from lodgement through to resolution, minimising downtime and getting you back in the air with confidence.
  • Ongoing support and reviews – We assist with policy renewals, coverage reviews and insurer negotiations, so you have one point of contact for all your insurance needs, year-round.

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    PSC AMGI WSC Pty Ltd t/a Avcover ABN 82 619 631 579. PSC AMGI WSC Pty Ltd is a Corporate Authorised Representative No. 001255492 of PSC Insurance Brokers (Aust) Pty Ltd which holds a current Australian Financial Services Licence No. 342385.

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